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Cory Dudley

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Christa's HOT PICK of the Week!

by Cory Dudley

 

My HOT PICK for the week is 902 5th Avenue in Old Town Longmont, Colorado.

 

 

 

The Historic Earl Sprague House was built in 1905. Earl Sprague was a local builder and contractor in the area and built many homes throughout Longmont that are still standing today! 

 

 

 

You'll find all the original charm in this home, from the layout to the wood trim

 

 

Despite it's older age, this home has plenty of space for everyone and their hobbies. With over 3300 square feet, 4 bedrooms and 2 full bathrooms, you'll have room to grow!

 

 

 

Lots of light floods the kitchen, thanks to plentiful windows throughout. Enjoy taking your coffee at the quaint breakfast nook if you have time to relax in the morning. 

 

 

 

The backyard is beautiful, complete with flower gardens and a nostalgic, white picket fence. A patio area provides space to host friends and family during the summer months. 

 

 

 

 

This home's proximity to Thompson Park and downtown Longmont shops and restaurants means that you'll never be bored! There's plenty to do, see, sample and enjoy.

 

Call me if you'd like a private showing of this home, or others in the area!

 

(Listed by RE/MAX Traditions,Inc) 

 

 

Christa is a Licensed REALTOR for The Winning Team Real Estate Group at Old Town Real Estate in beautiful Longmont, Colorado. Christa is The Winning Team's Buyer's Specialist. Her business background gives her the experience and expertise a Buyer needs and wants in today's competitive market.  Christa can be found spending her free time outside trail running, mountain biking and playing in the mountains with her dog, Whim. It's all that Colorado has to offer that keeps Christa happy, healthy, and enjoying life to it's fullest. 

Christa can be contacted via email at christa@justlistedcolo.com or mobile at 303.913.9698

 

Rocky Mountain National Park Series - Grand Ditch Leak

by Cory Dudley

 

Rocky Mountain National Park staff was notified last Saturday night that an old culvert in Grand Ditch is leaking at the intersection of Lady Creek and Grand Ditch. The company who operates the Grand Ditch (Water Supply and Storage Company) have made temporary repairs to reduce the leakage and have opened head gates to reduce water flow. The additional water is being rerouted to the Kawuneeche Valley. 

 


 

Needless to say, RMNP staff quickly began assessing any immediate and potential impacts to trails and bridges in the Kawuneeche Valley as a result. 

The Colorado River Trail is flooded approximately 0.6 miles from the trailhead, just beyond the Red Mountain Junction. A sign cautioning conditions was posted at the trailhead, and the staff assures additional assessments are ongoing.

 

 

In addition, that was increased sediment movement near Shadow Mountain Reservoir, though it's unclear exactly how much earth was moved in the event. 

Grand Ditch Road is currently closed to pedestrians, but there are no other closures in place at this time. Long Draw Road, which leads to this area from just outside RMNP, is closed this time of year - it is still set to open for the season in early July. 

 


How Much Equity Do You Have in Your Home?

by Cory Dudley

 

Do You Know How Much Equity You Have in Your Home? | MyKCM

 

CoreLogic’s latest Equity Report revealed that 91,000 properties regained equity in the first quarter of 2017. This is great news for the country, as 48.2 million of all mortgaged properties are now in a positive equity situation.

Price Appreciation = Good News for Homeowners

Frank Nothaft, CoreLogic’s Chief Economist, explains:

“One million borrowers achieved positive equity over the last year, which means risk continues to steadily decline as a result of increasing home prices.”

 

Frank Martell, President and CEO of CoreLogic, believes this is a great sign for the market in 2017 as well, as he had this to say:

“Homeowner equity increased by $766 billion over the last year, the largest increase since Q2 2014. The rising cushion of home equity is one of the main drivers of improved mortgage performance. Since home equity is the largest source of homeowner wealth, the increase in home equity also supports consumer balance sheets, spending and the broader economy.”

This is great news for homeowners! But, do they realize that their equity position has changed?

 

According to the Fannie Mae’s Home Purchase Sentiment Index (HPSI), more homeowners are beginning to realize that they may have more equity than they first thought.

“This is only the second time in the survey’s history that the net share of those saying it’s a good time to sell surpassed the net share of those saying it’s a good time to buy.”

 

78.8% of homeowners have significant equity (more than 20%) in their homes today!

 

This means that many Americans with a mortgage have an opportunity to take advantage of today’s seller’s market. With a sizeable equity position, many homeowners could easily move into a housing situation that better meets their current needs (moving to a larger home or downsizing).

Doug Duncan, Senior Vice President and Chief Economist at Fannie Mae spoke out on this issue:

“High home prices have led many consumers to give us the first clear indication we’ve seen in the National Housing Survey’s seven-year history that they think it’s now a seller’s market. However, we continue to see a lack of housing supply as many potential sellers are unwilling or unable to put their homes on the market…” 

Bottom Line

If you are one of the many Americans who is unsure of how much equity you have built in your home, don’t let that be the reason you fail to move on to your dream home in 2017! Let’s get together to evaluate your situation!

 


Green Thumb Guidance - Outdoor Spaces

by Cory Dudley

 

It’s that time of the year, BBQ’s, pool parties and casual hang outs in the backyard.  June 21st is the first day of summer - is your yard ready for the season?  There are a few simple tricks you can use to spruce up your backyard and make it THE place to hang out this summer.

 

 

Outdoor Living

Your porch or patio is the place where you and your family and friends like to have dinner, play games and enjoy frosty beverages - this is your outdoor living room.  Make this space as comfortable and inviting as you would for your indoor living room.  Here are few key things you can add to make it cozy:

 

  • Furniture: What will you be using the space for - dining, lounging or sunbathing?  Get a dining set that is sturdy enough to withstand the high winds and buy colorful cushions to accessorize.  There are many sizes and styles of lounging furniture to fit your unique personality and size of the space you have.  
  • Focal point:  There should be an area that your family gathers around and something that draws attention.  Whether it is a fire pit, water feature or a combination, it should be something that leads your guests to your outdoor living area.  
  • Sun/Shade:  Pergolas and shade structures can allow people to use the patio even during the hottest parts of the Colorado day.  Add curtains to soften the look and screen even more.  Place a tree on the southwest side of your home to create shade for those hot evenings.
  • Lighting:  It is amazing what a little landscape lighting can do to your outdoor living space.  A string of cafe lights or a few path lights can make it more welcoming for your guests at night.  Make sure to only light the paths downward to not interfere with our starry night sky.
  • Potted plants:  Keeping the plants on your patio or deck can help soften the hard surfaces.  Add a pop of color with bright annuals or create your very own herb garden that can be close to your kitchen
  • The yard:  Cut down on your water usage and plant xeric plants in your garden spaces.  Keep some grass for the dogs and kids but if you don’t need it, create a beautiful rock garden or butterfly garden instead.  Add focal point trees like the Weeping White Spruce or an Eastern Redbud to add height, shade and drama while cutting down on your water usage.
  • Personality:   What are you into?  Do you love fish?  Add a pond closer to your deck or patio to enjoy the water and life.  Do you have old furnishings like windows or doors?  Hang them as privacy screens to separate spaces.  Do you love wildlife in your yard?  Add a bird bath or feeder closer to your outdoor living room

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With a few simple additions to your outdoor living room you can work with what you have or update your new home’s yard space.  Add your own personality  to your outdoor living spaces and it will surely be the place where all your relatives, friends and neighbors will want to be!

 

 

Kristen Whitehead, owner of Helios Landscape Design, writes featured blog posts for our monthly newsletter on everything plant-related! She's happy to guide you in your next garden design effort. 

 

 

Vendor Recommendation - Monte Largo Painting

by Cory Dudley

 


 

Often times our current clients, past clients and even friends and family members come to us for home-related recommendations. Whether it's an unexpected issue or a renovation that you've been planning for months, we have many highly qualified professionals for every area of the home.

But one need is more common than the rest - painting! Exterior jobs, interior jobs, small or large, we have the perfect fit for your needs...

 

 

Monte Largo Painting  is owned and operated by Gilberto Hernandez. After 12 years of experience in both residential and commercial painting, he is now working for himself and taking on jobs of all sizes along the Front Range. Jobs vary from simple one-room repaints to entire exteriors and forest service lookout posts in Estes Park. 

 

What sets Monte Largo Painting apart?

 

  • 12 years of hand-on experience 
  • FREE home visits and estimates
  • NO CHARGE for moving furniture during the painting process
  • SCRATCH & SCUFF SPECIAL 
  • Referral Bonus Program
  • Pricing includes the cost of materials

 

 

Gil believes that painting is more than simply applying color and moving on to the next wall. To him, painting is essential to transforming a room, and has the power to inspire different energy in different spaces.

 

"My wife and I have used Gilberto for various paint jobs over a period of close to 10 years.  He painted the entire inside and outside of our house (including garage) over a period of a couple of years and then painted a new patio roof and stained our pergola.  We have since moved to a different house, and Gilberto has begun the update at our new place as well.

Gilberto has a very keen eye for what will look good and what won’t.  He will paint as requested, but will also offer opinion when asked.  Through the numerous times we have used Gilberto, we have always been highly satisfied with the quality of the work, have never had to clean-up after the job is done, and have been satisfied with the price.  Gilberto clearly sees flaws in the existing texture and fixes that as well as any cracks and hanger holes as part of his prep.  Gilberto is very efficient and accurate as he paints.

Gilberto is a man of high integrity and can be trusted in your home regardless of whether you are home or away."

Dick & Melanie P.

 

Reach out to him today for a FREE evaluation and estimate on a paint job!
 


Rocky Mountain National Park Series - The Rocky Pledge

by Cory Dudley

 

 

 

 

The staff and volunteers of Rocky Mountain National Park, do their best to provide park visitors with experiences of a lifetime. But they can't do it without you! 

 

 

How can you help?

  • Take the Rocky Pledge (see below). You can read it aloud or to yourself, in the park or at home, alone or with friends. All we ask: read it thoughtfully and take it seriously.
  • Encourage your followers to protect Rocky. Share a photo of yourself taking the pledge, encircling something meaningful to you in your hands, or doing something to protect the park to your social media of choice and tag it #rockypledge. If you’re on Instagram, there’s a chance you’ll get hundreds of thousands of eyes on your photo—we’ll regularly repost our favorite #rockypledge shots!
  • Tell your friends and family: Take the Rocky Pledge! Visit go.nps.gov/RockyPledge to learn more.

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The Rocky Pledge

 

“To preserve unimpaired for this and future generations the beauty, history, and wildness therein, I pledge to protect Rocky Mountain National Park.”

  • To prevent fire scars and human-caused fires, I pledge to never build a fire outside of a campground or picnic area fire ring.
  • To respect other visitors’ experiences, if I need to go but am not near a restroom, I pledge to leave no trace by stepping well away from the trail and water sources, burying my waste at least six inches deep or packing it out in a waste bag, and carrying out my toilet paper.
  • To respect Rocky’s wild creatures and to protect myself, I pledge to watch wildlife from a distance that doesn’t disturb them in any way. I will never feed an animal—doing so causes it harm.
  • To respect history, heritage, and natural processes, I pledge to remove nothing from the park except my own and others’ trash. I will leave no trace of my visit so that the next person can experience the same beauty as I did.
  • To keep my pet, wildlife, and other visitors safe, I pledge to keep my leashed pet only on roads, in campgrounds, and in picnic and parking areas. I will never take my dog on Rocky’s trails, meadows, or tundra areas.
  • To preserve them for the enjoyment, education, and inspiration of this and future generations, I pledge to honor, respect, and protect all our national parks and public lands.

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We've taken the pledge - how about you? 

 

The Truth About Down Payments

by Cory Dudley

 

 

According to a recent survey conducted by Genworth Financial Inc. at the Annual Mortgage Bankers’ Association Secondary Market Conference, mortgage professionals say that first-time buyers still believe a 20% down payment is necessary to buy in today’s market.

Nearly 40% of mortgage industry professionals surveyed believe that a lack of knowledge about the home-buying process is keeping potential buyers on the sidelines. Saving for a down payment is often cited as a huge barrier for first-time homebuyers to make the leap into homeownership.

If homeowners believe that they need a 20% down payment to enter the market, they also believe that they will have to wait years (in some markets) to come up with the necessary funds to buy their dream homes.

The greatest source of confusion cited in the survey results centered around down payments. The results are broken down in the chart below.

 

 

Rohit Gupta, CEO of Genworth Mortgage Insurance had this to say:

 

"While first-time homebuyers continue to drive the purchase market, we believe many are staying on the sidelines due to the misconception that a 20 percent down payment is required to secure a mortgage.

There are various low down payment options available today that allow prospective homebuyers to reach their dreams of homeownership sooner. It is crucial that, as an industry, we proactively educate eligible borrowers about solutions that will enable them to buy a home when they're ready."

 

Bottom Line

Don’t let a lack of understanding of the home-buying process keep you and your family out of the housing market. Let’s get together to discuss your options!

 

 

JUST CLOSED in New Castle....

by Cory Dudley

 

 

Congratulations to our Buyers! Christa is thrilled to have helped them find the perfect home in Glenwood Springs...

 

 

"Congratulations! Cheers to new adventures and new sunsets on the Western Slope. Thank you for all of your tenacity. We're so excited for you to be closer to all the things that bring you joy!"

 

 

Christa is a Licensed REALTOR for The Winning Team Real Estate Group at Old Town Real Estate in beautiful Longmont, Colorado. Christa is The Winning Team's Buyer's Specialist. Her business background gives her the experience and expertise a Buyer needs and wants in today's competitive market.  Christa can be found spending her free time outside trail running, mountain biking and playing in the mountains with her dog, Whim. It's all that Colorado has to offer that keeps Christa happy, healthy, and enjoying life to it's fullest. 

Christa can be contacted via email at christa@justlistedcolo.com  or mobile at 303.913.9698

 

Motivational Monday - 5 Ways to Get Out of That Rut

by Cory Dudley

 

Everyone has found themselves in a place where all you can ask yourself is, "What am I doing?" Whether you are feeling stuck at your job or struggling to achieve even the most basic of goals, there is a way out of the rut! Here are 5 steps to take which help you regroup and focus back in on what's most important. 

 

 

1.) Unplug and Refocus

Some of us find ourselves renewed by spending time alone, and others generate momentum by surrounding themselves with many friends in a fun and lively setting. No matter how you recharge, it's important to unplug while you do it. Disconnect from the technological part of life and spend time taking inventory of your life. What are you happy about? What are you unhappy about? What can you do to make it better? 

Spending time examining your experience of life is crucial. Without self examination there's no room for growth. It can help you recollect your energy and efforts, notice differences between healthy and toxic relationships, and carve out new habits and paths to get you to the end. 

 

 

2.) Journal Every Day

The human mind is a problem-solving machine, but it can run into difficulty when thoughts are scattered and energy isn't focused and put to effective use. Writing down your thoughts can be one of the first steps to changing your entire life! There are many reasons why keeping a journal is recommended by most of the world's enlightened and successful people. But if it seems like a daunting task, start with something fresh. Discuss problems that came up during the day, different opportunities, ideas and potential solutions.

Once you get into the habit of setting time aside each day to journal, adopt a SWOT (Strengths, Weaknesses, Opportunities and Threats) or CPSP (Creative Problem Solving Process) layouts. Structure and formalized routine can help you focus on specific areas that need the most attention. 

 

 

3.) Ask for Help 

No one will ever disrespect you if you genuinely ask them for their guidance and help. We're naturally wired to avoid stressful situations, including initiating vulnerable conversations with people who don't know us. But the fact is that mentors and guides are all around us in life, if we can only break free from our own insecurities and seek them out. 

Reach out to people that inspire you to be more, and those who understand you and/or your situation. Most people will be honored by your outreach and will do all they can to help you succeed.

 

 

4.) Go For It 

There comes a point when you simply must take action. Walk the walk, then talk the talk! A common mistake that most of us make is waiting to 'feel like it', or for that surge of motivation to come sweeping in out of nowhere. Don't wait for the right moment; just begin. Get started with baby steps and take it one day at a time, little by little.

To put it into perspective... The time will go by whether you take the action or not! 

 

 

5.) Take the Leap of Faith

You may not notice it until you're more confident about your decisions, have settled into a routine and are living in a place of progress... But this is the time to take that leap of faith. You've adopted new habits and your new goals are in focus; it's time to drop the negativity and anything that drained you or distracted from your pursuits. 

Ask for input from your mentors, discuss the pros and cons, and then just do it! Without taking this essential but scary step, you will remain stuck. 

 

 

Local Events this Weekend...

by Cory Dudley

 

With all this beautiful summer weather in our weekend forecast, make time to get outside! Whether it's a hike in the Boulder foothills, an outdoor concert or just windowshopping the downtown shops on Main st.... It's all Colorado, all the time!

 

 

Friday, June 9th 

 

Downtown Summer Concert - 4th Ave & Kimbark St - 6 to 9 pm

Bring your family and neighbors downtown for the evening and sample local food and drink from downtown restaurants, all while enjoying live music from local artists. Admission is free! The headliner for the 9th is The Goonies.

 

Flatirons Jazz Orchestra & Denver Swing Project - 300 Main Street - 7 to 11:30 pm

Come out and dance! Doors open at 7 pm, with swing dance lessons from 7:30 to 8:30 pm (FREE, included in the ticket price!) Tickets at the door are $15, and you'll enjoy Swing Era music of Duke Ellington, Benny Goodman, Count Basie, Glenn Miller, Stan Kenton, Gene Krupa and more...

 

Shanna in a Dress Live - 350 Terry St - 6 to 8 pm

Enjoy the music of Shanna in a Dress over your favorite glass from St. Vrain Cidery. She has been performing since college and is known for a very entertaining stage presence. 

 

Free Coffee Tasting! - 1015 Pearl St - All Day

Ozo on Pearl Street offers free tastings of their featured coffee, brewed in 3 different styles; a pour over, chemex and french press. Stop by and take a sip!

 

Full Moon Meditation & Sound Healing - 1909 9th St - 5:30 to 6:30 pm

Meditate with gongs, sound bowls and tuning forks, and leave feeling better than ever! Entry costs $7 and don't forget to bring your mat or something comfortable to relax on. April will lead you on a healing journey that will refocus your energy and intentions. 

 

Romance in Rome - 1825 Pearl St - 6 to 9 pm 

Feast like you're in Rome! You'll learn delicious classic recipes and enjoy them in a romantic and intimate setting. Bring a date or your best friends! Cost is $79.

 

Saturday, June 10th 

 

Boulder Saturday Farmers Market - Central Park - 10 am to 2 pm

Visit local vendor booths for produce goods, artisan gifts and items, among many others. Often there is live music and food available as well, in case you want to make a whole day of it. 

 

The Fremonts Boulder Album Release Party - 1709 Pearl St - 8 to 11 pm

The Fremonts will finally release their first full-length album after a year and a half of writing, rehearsing, recording and mixing. Enjoy tasty beverages and wonderful music, and feel free to bring friends and family.

 

Starwood: A Tribute to John Denver - 300 Main St - 7 pm

This John Denver Tribute show is open to all ages and tickets are only $15. Mark Cormican, front man to the tribute band, has been delivering the tunes for the past 35 years. If you're a John Denver fan, make sure not to miss this! 

 

Sunday, June 11th 

 

2017 Ironman Boulder - 1300 Pearl St 

The Pearl Street Mall will become the setting for Boulder's 2017 Ironman on Sunday. Grab a bite and then show your support from the sidelines of the race. 

 

Amoramora - 1535 Pearl St - 10 pm to 1 am

Spend the evening at the Mountain Sun Pub & Brewery with Amoramora; a local rock and jazz fusion  band. Drink and dance the night away! 

 

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Cory Dudley
The Winning Team Real Estate Group
522 Kimbark St
Longmont CO 80501
Mobile: (303) 641-8597
Office: (303) 776-4004
Fax: (303) 776-4661