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Ready to Buy? Pre-Approval is your first step to success!

by Christa Marsh

It's that time of year! More homes are coming on the market each week and as expected it's another year of low inventory (though it's slightly better) and lots of Buyers!

Our team's last listing received 13 offers and our last Buyer won over 12 other offers.


Photo Credit: Keeping Current Matters

There are a number of strategies that help us help our Buyers get under contract fast. But, it's never without a written and verbal Pre-Approval from a reputable, preferably local, Lender. Pre-Approval should always be your first step!

Freddie Mac describes the ‘4 Cs’ that help determine the amount you will be qualified to borrow:

Capacity: Your current and future ability to make your payments
Capital or cash reserves: The money, savings, and investments you have that can be sold quickly for cash
Collateral: The home, or type of home, that you would like to purchase
Credit: Your history of paying bills and other debts on time

Getting pre-approved is one of many steps that will show home sellers that you are serious about buying, and it speeds up the process once your offer has been accepted.


Photo Credit: Realtor.com

Bottom Line

Many potential home buyers overestimate the down payment and credit scores needed to qualify for a mortgage today. If you are ready and willing to buy, you may be pleasantly surprised at your ability to do so.

Under Contract! 1204 S Bross Lane

by Christa Marsh

Our Buyers are UNDER CONTRACT on the home of their dreams! 
1204 South Bross Lane in Longmont's awesome Southmoore Park neighborhood.

With their townhome sale closing in a few days, we were on the hunt for their upgrade! This home came up quickly and matched everything they'd been wanting, so they went for it! 

Knowing they'd be up against multiple offers, they wrote the strongest offer they could and they did it!
This one was meant to be for them. 

We're so very happy for you and look forward to your quick close, so you can start getting ready for summer, barbecuing in the backyard and playing at Kanemoto Park!

Congratulations!

UNDER CONTRACT on Brick Ranch in Loveland...

by Cory Dudley

 

Congratulations to our buyers for going Under Contract on this piece of paradise in Loveland, Colorado at 552 Sherri Drive! With a 1/2 acre in town and turn-key qualities, this home was the perfect fit in every way....

 

 

Thanks to the land and the wetland right on the property, our client's chickens have a brand new home! 

 

 

 

 

We were up against 8 other offers on this home, but in the end our client's offer was accepted, thanks to proven systems and excellent communication. 

 

 

 

 

 

 

 

Call me if you're looking for somewhere to call home! And if you're hoping to be in the Loveland area, click HERE for more homes that are currently available.

Like what you see? Call me to arrange your private showing today...

 

 

Christa is a Licensed REALTOR for The Winning Team Real Estate Group at Old Town Real Estate in beautiful Longmont, Colorado. Christa is The Winning Team's Buyer's Specialist. Her business background gives her the experience and expertise a Buyer needs and wants in today's competitive market. Christa lives with her contractor husband, Guy, and their two pups Bubba and Whim in the foothills of North Boulder. Christa can be found spending her free time mountain biking, skiing, running and enjoying her home and property. It's all that Colorado has to offer that keeps Christa and Guy happy, healthy, and enjoying life to it's fullest.

Christa can be contacted via email at christa@justlistedcolo.com  or mobile at 303.913.9698

 

Displaying blog entries 1-3 of 3

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Cory Dudley
The Winning Team Real Estate Group
522 Kimbark St
Longmont CO 80501
Mobile: (303) 641-8597
Office: (303) 776-4004
Fax: (303) 776-4661